IOB share price target 2025, 2026, 2028, 2030, 2040, and 2050

In this article, we will explore the IOB share price target for the years 2025, 2026, 2028, 2030, 2040, and 2050. We will also analyze the company’s fundamentals, financial performance, share price history, and quarterly reports. This comprehensive analysis aims to help investors make informed decisions about investing in Unitech.

About IOB

Indian Overseas Bank is a major public sector bank in India. It was founded in 1937 by M. Ct. M. Chidambaram Chettyar. The bank’s head office is in Chennai, Tamil Nadu.

IOB offers various banking and financial services. These include savings accounts, fixed deposits, loans, and digital banking. The bank also supports farmers, small businesses, and industries through its loan schemes.

IOB has a strong presence across India. It also has branches in countries like Singapore, Sri Lanka, and Hong Kong. The bank uses modern technology for safe and quick services. Internet banking and mobile banking are available for easy access.

The main goal of IOB is to serve the people with trust and honesty. It follows the motto “Good People to Grow With.” Over the years, it has earned the trust of millions of customers.

IOB Share Price Today

IOB Fundamental

Returns in Past Year

Year	Returns (%)
2024	19.54%
2023	34.89%
2022	57.74%
2021	90.19%
2020	-5.31%
2019	-24.41%
2018	-32.35%
2017	-8.87%
2016	-21.90%
2015	-50.08%
2014	20.66%
2013	-39.81%
2012	16.77%
2011	-49.97%
2010	32.85%
2009	53.80%

IOB Share Price Target 2025

IOB is a real estate company which has been running in losses for the last several years. The promoters’ stake in it is 94.61% which shows confidence in the company. The IOB share price target 2025 is going to be between Rs 24.60 to Rs 55.67.

Month	Minimum Target (₹)	Maximum Target (₹)
January	₹44.12	₹55.67
February	₹41.79	₹52.60
March	₹39.40	₹47
April	₹32.80	₹40
May	₹29.57	₹36.80
June	₹27.10	₹33.70
July	₹28	₹35
August	₹30	₹38
September	₹28.70	₹35.40
October	₹26.40	₹33.10
November	₹24.60	₹34.70
December	₹26	₹36.10

IOB Share Price Target 2026

According to market experts, the price target of IOB for 2026 is going to be between ₹32 to Rs 48.

Year	Price Target (Min)	Price Target (Max)
2026	₹32	₹48

IOB Share Price Target 2028

According to market experts, the price target of IOB for 2028 is going to be between Rs 45 to Rs 78.

Year	Price Target (Min)	Price Target (Max)
2028	₹45	₹78

IOB Share Price Target 2030

According to market experts, IOB Share Price Target 2030 is going to be between ₹60 to Rs 110.

Year	Price Target (Min)	Price Target (Max)
2030	₹60	₹110

IOB Share Price Target 2040

According to the past trend of the company, IOB Share Price Target 2040 is going to be between Rs 140 to Rs 215.

Year	Price Target (Min)	Price Target (Max)
2040	₹140	₹215

IOB Share Price Target 2050

According to the past trend of the company, IOB Share Price Target 2050 is going to be between Rs 254 to Rs 334.

Year	Price Target (Min)	Price Target (Max)
2050	₹254	₹334

Technical Analysis

Strengths

• The company’s TTM EPS growth is very high.
• The company is investing its shareholders’ funds effectively, which has improved its ROE.
• The promoters’ stake in the company is 94.61%, which shows the trust in the company.
• The company’s debt to equity ratio is zero, which shows that the company does not have any kind of debt.
• IOB’s net profit has increased continuously in the last three quarters.
• Its profit margin has also increased in the last three quarters.

Risks

• The company’s stock is at its lowest level in 52 weeks.
• The company’s P/E ratio is higher than the industry P/E ratio.
• It does not pay any dividend to its shareholders.
• Its debt to equity ratio is 1.49 which is very high.

IOB Quarterly Income Report

Description	Dec 24	Sep 24	Jun 24	Mar 24
Revenue +	₹8409Cr.	₹8484Cr.	₹7568Cr.	₹9106Cr.
Expenses +	₹7172Cr	₹7502Cr.	₹6830Cr.	₹7913Cr.
EBITDA	₹1237Cr	₹981.89Cr.	₹737.99Cr.	₹1193Cr.
EBIT	₹1237Cr	₹981.89Cr.	₹737.99Cr.	₹1193Cr.
Net Profit	₹873.66Cr	₹777.16Cr.	₹632.81Cr.	₹808.10Cr.
Operating Profit Margin	78.18%	77.30%	73.94%	76.32%
Net Profit Margin	12.28%	11.34%	9.68%	12.19%
Earning Per Share	₹0.46	₹0.42	₹0.33	₹0.43
Dividends Per Share	0.00	0.00	0.00	0.00

IOB Annual Income Report

Description	Mar 23	Mar 22	Mar 21
Total Revenue	₹23523Cr	₹21641Cr	₹22461Cr
Total Expenses	₹21170Cr	₹19862Cr	₹21695Cr
Profit/Loss	₹2104Cr	₹1709Cr	₹758.35Cr
Net Profit Margin	10.83%	10.21%	4.46%
Earning Per Share	₹1.15	₹0.92	₹0.51
EBITDA	₹2614Cr	₹1951Cr	₹1025Cr
EBIT	₹2353Cr	₹1779Cr	₹766.59Cr
Operating Profit Margin	70.90%	73.92%	71.24%
Dividends Per share	0.00	0.00	0.00

IOB Techno Cash Flow

Particulars	2023	2022	2021
Opening Cash Balance	₹36951Cr.	₹30982Cr.	₹24061Cr.
Cash Flow From Operating Activities	₹-15584Cr	₹5539Cr.	₹4949Cr.
Cash Flow From Investing Activities	₹-559.64Cr	₹-49.29Cr.	₹-46.02Cr.
Cash Flow From Financing Activities	₹12.75Cr	₹478.96Cr.	₹1813Cr.
Closing Cash Balance	₹20821Cr	₹36951Cr.	₹30776Cr.
Net Change In Cash	₹-16130Cr	₹5969Cr	₹6716Cr

IOB Share Price Target 2025, 2026, 2028, 2030, 2040 to 2050

Year	Price Target (Min)	Price Target (Max)
2025	₹24.60	₹55.67
2026	₹32	₹48
2028	₹45	₹78
2030	₹60	₹110
2040	₹140	₹215
2050	₹254	₹334

IOB Shareholding Pattern

Shareholder	Mar25	Dec24	Sep24	Jun24
Promoter	94.61%	96.38%	96.38%	96.38%
Other Domestic Institutions	2.86%	1.23%	1.23%	1.23%
Retail and Others	2.25%	2.29%	2.29%	2.27%
Foreign Institutions	0.22%	0.02%	0.03%	0.05%
Mutual Funds	0.07%	0.07%	0.07%	0.07%
Total	100%	100%	100%	100.00%

IOB Share Price Target: Export Opinion

How to Buy IOB Shares?

Buying and selling of IOB can be done by a stock broker registered with SEBI. Here are the names of some popular brokers.

• groww
• Zerodha
• Angel One
• upstox

Profitable Stocks

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Suzlon Energy	₹90.75 KCr	85.69%	₹33.90	₹86.04
Tata Power Company	₹1.44 LCr	101.76%	₹215.70	₹464.20
Adani Power	₹2.92 LCr	192.93%	₹231.00	₹797.00
Havells India	₹1.20 LCr	41.69%	₹1232.85	₹1950.05
Tata Motors	₹3.57 LCr	72.86%	₹557.70	₹1065.60
Tata Power	₹1.44 LCr	75.52%	₹230.80	₹494.85

Conclusion

Indian Overseas Bank fundamentals are strong but its debt is also very high. The company is continuously making profits and in the last three quarters its profit has grown by 38.06%. For now the company’s stock has fallen badly, despite this the promoters’ stake has remained stable at 94.61% which shows the trust in the company. This can prove to be a good stock for long term investment. Still, one should keep a close eye on the company along with its debt.

Disclaimer– Please note that all the information given here is for general information purpose only and not for investment purposes. Therefore, before investing in any share, take advice from a certified market expert. If you invest, you will be responsible for your profits and losses.